HPRI Method

Rank heatwave hazard without hiding the event physics

The Heatwave Physical Risk Index (HPRI) converts the DFS event-scale HWMS into a 0-100 percentile rank within an explicit reference domain and baseline. HPRI answers how unusual the physical event is. It keeps duration, area, and mean magnitude visible as diagnostics rather than adding them again as hidden score weights.

Method at a glance

Event magnitude to interpretable hazard rank

  1. 01DefineChoose domain and baseline
  2. 02MeasureUse event or local HWMS
  3. 03RankCalculate percentile position
  4. 04ExplainRead Event Signature diagnostics
01

Purpose

Why a reference-aware index is needed

HWMS is the cumulative heat load of a connected DFS event. It is scientifically meaningful, but its absolute value grows with the duration, area, and magnitude available to the event. A large continental event can therefore have a much larger raw HWMS than an exceptional event over an island or compact industrial corridor.

Raw event scale

HWMS answers "how much"

It integrates event magnitude over all connected grid-cell area and time.

\[HWMS=HWD\times HWMA\times HWMM\]
Reference-aware rank

HPRI answers "how unusual"

It places HWMS within a catalog that is appropriate to the chosen domain and baseline.

\[HPRI=100\times PercentileRank(HWMS)\]
Reference choice is part of every HPRI score

An HPRI value without its reference domain and baseline is incomplete. The same event component can receive different percentile ranks under global, regional, or asset-local catalogs.

02

HPRI v2.0

Historical and current-event calculation

For an observed or reanalysis event \(e\), reference domain \(D\), and comparison baseline \(B\), HPRI is the percentile position of the applicable event HWMS within the comparable catalog.

eDetected event

The connected DFS heatwave object being evaluated.

DReference domain

Global event, climate region, economic hub, or asset-local buffer.

BRanking baseline

The historical or scenario-specific catalog used for percentile ranking.

HWMSe,DApplicable heat load

Full-event or domain-intersection HWMS, depending on the selected mode.

Lower historical rankHigher historical rank
HPRI 96

HPRI 96 means the event's HWMS exceeds approximately 96% of comparable events in the stated domain and baseline. It does not mean 96% expected loss.

HPRIBandScreening interpretation
0 to <60MonitorTrack the event and compare it with relevant asset sensitivity.
60 to <75ElevatedReview whether vulnerable holdings overlap the event.
75 to <90HighQuantify overlap and sector-specific transmission channels.
90 to <95SevereUse as a stress case and examine adaptation constraints.
95 to 100ExtremeReview concentrated and potentially systemic physical-risk exposure.
03

Comparable catalogs

Global, regional, and asset-local HPRI

The HPRI mode determines which part of an event is measured and which events form its reference distribution. This distinction is essential for responsible cross-region and portfolio comparison.

HPRI-GCurrent web screen

Global HPRI

Ranks full-event HWMS against the current global event database.

Basis
Full connected event
Use
Global archive ranking
HPRI-RMethod defined

Regional HPRI

Ranks only the portion of event HWMS intersecting a selected climate or economic region.

Basis
Event intersected with region
Use
Regional comparison
HPRI-LPreferred for assets

Asset-local HPRI

Ranks event magnitude inside a facility buffer, watershed, grid area, or industrial cluster.

Basis
Event intersected with local domain
Use
Portfolio asset screening
04

Event explanation

Event Signature shows why an event ranks highly

HPRI uses HWMS as its score basis. The component characteristics are converted to their own percentiles and displayed beside HPRI so the event structure remains interpretable.

HWMM P90+Intensity-led

Mean event magnitude is unusually high.

HWMA P90+Footprint-led

Mean daily affected area is unusually broad.

HWD P90+Persistence-led

Event duration is unusually long.

2 or 3 traitsCompound

Several high-percentile event structures occur together.

Diagnostics are not additional HPRI weights

HWD, HWMA, and HWMM already combine mathematically in HWMS. Re-weighting them inside HPRI would double count duration, footprint, or magnitude and obscure the score's meaning.

05

Interpretation boundary

HPRI is the hazard layer, not the full risk model

Physical climate risk requires more than hazard severity. Financial interpretation begins only after HPRI is joined with the location and value of exposed assets, sector sensitivity, adaptive capacity, and sourced impact evidence.

HazardHPRI

How unusual is the local physical heatwave event?

ExposureAssets and weights

What facilities, revenue, or portfolio value overlap the event?

VulnerabilitySector sensitivity

How strongly can heat affect operations, labor, power, water, or crops?

AdaptationAdaptive capacity

What buffers, redundancy, and response capacity reduce the impact?

Not expected loss

HPRI does not directly estimate monetary loss, revenue decline, or insured loss.

Not impact probability

HPRI is not an outage, crop-failure, mortality, or supply-chain interruption probability.

Useful for screening

HPRI supports event ranking, exposure triage, stress-case selection, and transparent report discussion.

06

HPRI v2.1 framework

Dual-baseline future scenario method

Method specification Not a live scenario product in the current website archive

Under strong future warming, a fixed historical P90 can make much of the warm season continuously active, merging distinct episodes into very large event objects. HPRI v2.1 separates event detection from historical impact comparison: use the target-period scenario climate to preserve event separability, then evaluate the same event against historical experience.

Detection baseline Scenario-period climatology

Use \(Q^{scen,W_y}_{90}\) to detect separable future event objects.

Shared object Future DFS event

One connected event mask is retained for both magnitude calculations.

Impact baseline Historical climatology

Use historical magnitude to measure stress relative to past adaptation.

Step 1

Define the target climate window

For target year \(y\), use a centered 30-year window \(W_y\) when the scenario data permit.

Step 2

Detect with scenario-relative P90

\[T_{max}(x,y,t)>Q^{scen,W_y}_{90}(x,y,d)\]

This mask is passed to the same DFS space-time connectivity method.

Step 3

Measure historical-comparable magnitude

\[HWMS^{abs}=\sum_E M_d^{hist}(g,t)Area_g\]

This represents heat stress relative to historical adaptation conditions.

Step 4

Measure scenario-relative magnitude

\[HWMS^{rel}=\sum_E M_d^{scen,W_y}(g,t)Area_g\]

This represents how unusual the event remains within the future climate state.

Historical-comparable score

HPRIhist

\[HPRI^{hist}=100\times PercentileRank_{B_0,ref}(HWMS^{abs})\]

Preferred acute hazard input for financial stress testing because it retains comparison with historical experience.

Scenario-relative score

HPRIscen

\[HPRI^{scen}=100\times PercentileRank_{W_y,S,ref}(HWMS^{rel})\]

Shows whether the event remains rare within the future climate state; it is not a substitute for historical-comparable impact.

When percentile scores approach 100

Future events can exceed the upper tail of the historical catalog, causing percentile ranks to saturate. Historical Exceedance Ratios preserve information about how far the event has moved beyond that catalog.

Separate acute events from chronic heat burden

DFS represents discrete connected events. Persistent background heat above the historical threshold should be reported separately so that acute event risk is not asked to carry the full chronic warming signal.

CHBIChronic Heat Burden Index
\[CHB_{j,y,S}=\frac{1}{|W_y|}\sum_{\tau\in W_y}\sum_{g\in B_j}M_d^{hist}(g,\tau)Area_g\] \[CHBI_{j,y,S}=100\times PercentileRank_{B_0,j}(CHB)\]
CHDChronic heat days
\[CHD_{j,y,S}=\text{days with }T_{max}>Q^{hist}_{90}\]

A direct count of annual or seasonal days above the historical P90 threshold.

07

Implementation and guardrails

What is available now and what remains a method framework

ComponentStatusCurrent interpretation
HPRI-GAvailableFull-event HWMS percentile against the current global event database.
Event SignatureAvailableHWMM, HWMA, and HWD percentiles with compound-trait labels.
HPRI-RData requiredNeeds regional event-intersection HWMS and a declared regional catalog.
HPRI-LData requiredNeeds asset coordinates, local domains, and asset-local reference catalogs.
HPRI v2.1 future modeFrameworkRequires scenario fields, target windows, both magnitude baselines, and model provenance.
CHBI, HER95, HERmaxFrameworkDefined for future analysis; not populated by the current historical web archive.
Financial loss functionsExternal evidenceRequire sector damage functions, exposure, vulnerability, adaptation, and sourced loss data.
Always show the reference

Every HPRI must state its domain, baseline, and metric basis. Future scores must also state scenario, target year, target window, and threshold baseline.

Do not compare raw HWMS across unlike geographies

Area is part of HWMS. Use regional or asset-local HPRI for cross-region portfolio discussion.

Do not add Event Signature traits into HPRI

HWD, HWMA, and HWMM explain the event but are not independent score weights.

Do not infer return period from HPRI 100

A saturated percentile only shows that an event reaches the top of the reference catalog. Exceedance ratios and a suitable extreme-value model are separate analyses.

Do not merge acute and chronic heat

Use HPRI for discrete DFS events and CHBI or CHD for persistent background heat burden.

Do not present screening as calibrated loss

Any portfolio result must retain data-quality, vulnerability, adaptation, and source-confidence notes.

Apply the method

Inspect the current HPRI-G screen or return to DFS